Financing

Financing Options

Portland Metro Area Recommended Micro-lenders

Micro Enterprise Services of Oregon (MESO)

• Loan Range: Up to $250,000

• Interest Rate: Variable

• Specialty: Free coaching, credit-builder loans, and IDA programs

• Website: https://www.mesopdx.org

• Contact: info@mesopdx.org | (503) 841-3351

Oregon Micro Fund (OMF)

• Loan Range: $5,000–$250,000

• Interest Rate: 8–14%

• Specialty: Microloans, equipment financing, SBA partnerships

• Website: https://www.oregonmicrofund.com

• Contact: hello@oregonmicrofund.com | (503) 782-1743

Prosper Portland

• Loan Range: Varies

• Interest Rate: Flexible

• Specialty: Business & property loans, inclusive lending

• Website: https://prosperportland.us

• Contact: bizfinance@prosperportland.us | (503) 823-3200

OAME Credit Corporation

• Loan Range: Up to SBA limits

• Interest Rate: SBA rates

• Specialty: Minority entrepreneur SBA loans

• Website: https://oame.org/services/sba-loans/

• Contact: oame@oame.org | (503) 249-7744

Kiva U.S.

• Loan Range: Avg. $5,000

• Interest Rate: 0%

• Specialty: Peer-to-peer lending, credit-challenged support

• Website: https://www.kiva.org/borrow

• Contact: support@kiva.org

Craft3

• Loan Range: $25,000–$5,000,000

• Interest Rate: Varies (fixed, market-based)

• Specialty: CDFI mission-driven loans for underserved entrepreneurs, environmental & community impact

• Website: https://www.craft3.org

• Contact: borrow@craft3.org | (888) 231-2170

Portland Metro Area Recommended SBA Lenders

Gesa Credit Union (SBA Lender)

• Loan Range: SBA Loan Limits

• Interest Rate: SBA Rates

• Specialty: SBA 7(a) and 504 loans with personalized service

• Website: https://www.gesa.com

• Contacts: Jake Stamas: Jake.Stamas@gesa.com Jani Beatty: Jbeatty@gesa.com

VelocitySBA

• Loan Range: Up to $5,000,000

• Interest Rate: SBA Rates

• Specialty: Nationwide SBA lender with streamlined application process

• Website: https://www.velocitysba.com

• Contact: aherndon@velocitysba.com